Gabriel Young’s journey is one of resilience, learning, and transformation. A retired Navy veteran and now a full-time YouTuber, Gabriel has gone from living paycheck to paycheck to achieving financial freedom through education, smart investments, and a determined mindset. His story is a powerful reminder that financial success is within reach for anyone willing to change their approach to money.
Here’s a closer look at Gabriel’s inspiring story and the lessons we can all learn from his path to financial independence.
Humble Beginnings and Early Challenges
Gabriel was born in Pontiac, Michigan, and raised in North Carolina, where he saw two contrasting financial worlds. His family struggled financially, often moving from house to house, while his aunt and uncle demonstrated the stability that education and good jobs could bring.
Despite these examples, Gabriel’s financial literacy was limited. After high school, he initially dreamed of joining the NBA but soon realized his height would be a barrier. Looking for stability and a way to support his newborn son, Gabriel joined the Navy at the age of 21.
Living Paycheck to Paycheck
Gabriel’s first 10 years in the Navy were marked by financial mismanagement. “I wasn’t taught how to budget,” he admitted. Like many young service members, he spent money as quickly as he earned it, living paycheck to paycheck without saving or investing.
At this point, Gabriel didn’t understand the importance of financial planning. While the Navy offered mentorship programs, he didn’t take them seriously. “I was just being young,” he reflected, “working to live and spending without a plan.”
A Life-Changing Conversation
The turning point came when a senior chief at his command sat Gabriel down for an honest conversation about his finances. The chief challenged Gabriel, pointing out that despite being the number one sailor at the command, his financial habits would leave him with nothing to show for his service.
The chief’s advice was simple but profound:
Save and invest.
Own assets like property.
Read books on financial literacy.
The senior chief recommended two books that would change Gabriel’s life:
Rich Dad, Poor Dad by Robert Kiyosaki
The Millionaire Next Door by Thomas J. Stanley & William D. Danko
Taking this advice to heart, Gabriel set out to change his financial future.
The First Investment: A Home in Hawaii
After reading the recommended books, Gabriel had a lightbulb moment. He realized the importance of owning assets and immediately called his wife with a bold decision: “We’re buying a house.”
Despite initial nerves, Gabriel and his wife purchased a home in Hawaii for $480,000. Little did they know, this property was located in a highly desirable neighborhood. Over the years, the home’s value skyrocketed, and today, it’s worth over $1.8 million.
This first investment was a game-changer. It showed Gabriel the power of making smart financial decisions and investing in assets that grow in value over time.
Taking a Risk on Bitcoin
Gabriel’s journey didn’t stop with real estate. A few years later, he took a chance on Bitcoin when it was just $1,000 per coin. Encouraged by a programmer friend who paid his rent with cryptocurrency, Gabriel decided to buy one Bitcoin as a Christmas gift for his wife.
Five years later, that Bitcoin was worth $20,000. This investment underscored the importance of staying open to new opportunities and trusting your instincts when making financial decisions.
Key Lessons from Gabriel Young’s Story
Gabriel’s transformation from financial instability to financial freedom offers valuable lessons for anyone looking to improve their financial situation:
Seek Financial Education: Reading books like Rich Dad, Poor Dad helped Gabriel understand the difference between assets and liabilities and how to make money work for him.
Find a Mentor: The senior chief who advised Gabriel played a crucial role in changing his mindset. A good mentor can provide guidance and hold you accountable.
Own Assets: Investing in property was Gabriel’s first step toward building wealth. Assets like real estate grow in value over time and provide financial stability.
Be Open to Opportunities: Gabriel’s decision to invest in Bitcoin, despite initial skepticism, paid off. Sometimes taking a calculated risk can lead to significant rewards.
Budget and Save: Living below your means and building a savings habit is the foundation of financial freedom.
Gabriel’s Advice to Others
For those struggling financially, Gabriel’s message is clear: “Start small, but start now.”
Create a budget and stick to it.
Focus on building assets, not liabilities.
Educate yourself through books, podcasts, or mentorship.
Be disciplined and trust the process—financial freedom takes time but is worth the effort.
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Personalized Guidance: We understand that everyone's financial situation is unique. That's why our coaching adapts to your specific circumstances, ensuring that you receive customized advice and strategies tailored to your needs.
Inclusive and Respectful Environment: No matter your background, financial history, or current situation, you are welcomed here. We're committed to creating an inclusive and respectful space where everyone feels valued and supported.
Results-Oriented Approach: We're not just here to provide advice; we're here to help you achieve tangible results. Our coaching focuses on actionable strategies that lead to lasting change, empowering you to take control of your financial future.
Empowerment at the Core: We believe in empowering you with the knowledge and tools you need to make informed decisions and achieve financial success. Our coaching equips you with the skills and confidence to navigate any financial challenge that comes your way.
So whether you're looking to get out of debt, save for a major purchase, or plan for retirement, "Bartelle’s Money Talk" and Bartelle's Financial Coaching are here to support you every step of the way.
Ready to take the first step toward financial freedom? Schedule a free consultation with Theresa Bartelle today and start your journey to a brighter financial future.
Thank you for considering "Bartelle’s Money Talk" and Bartelle's Financial Coaching. I look forward to hearing from you soon.
Warm regards,
Johnny and Theresa Bartelle
Founders of Bartelle’s Financial Coaching
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