Do you ever look at your bank account and think, "Where did all the money go?"
You’re profitable on paper, but broke in reality. You're not alone — and you're not crazy. You're experiencing what many entrepreneurs face: a cash flow crisis.
In our latest episode of Bartelle’s Money Talk, we sat down with Cash Flow Mike — serial entrepreneur, author, and financial strategist — to unpack how business owners can find the money that's been hiding in plain sight.
🚨 Key Takeaways from This Episode:
1. Profit ≠ Cash
Just because you're making a profit on your income statement doesn’t mean you have cash in the bank. There’s a timing issue between when you earn the money and when you actually receive it. This gap is often what causes business owners to “grow broke.”
2. Know Your Numbers
Mike teaches how to understand your financials in just 7 minutes. He breaks down the three key financial statements and gives away a free digital book + training course at cashflowmike.com.
3. Test Before You Invest
Before going all in on your business idea, test your MVP — Minimum Viable Product. Ask: “Will people actually pay for this?” If not, it’s not dog food until a dog eats it.
4. Control What You Can
You may not be able to control the market, but you can control your planning, budgeting, and decision-making. Cash is about strategy, not just sales.
5. Celebrate Nobody
As an entrepreneur, no one is coming to tell you what to do. You have to figure it out yourself — and the better your financial understanding, the smoother your journey will be.
💡 BONUS CONTENT: 3 Quick Wins to Improve Your Cash Flow This Week
✅ 1. Re-negotiate payment terms.
Talk to clients about faster payments or offer small incentives for early payment.
✅ 2. Use Wave or QuickBooks.
Automate and categorize your expenses. Visibility is power.
✅ 3. Use Mike’s Home Run Financial System.
Learn 6 simple calculations that touch all financial bases — income, balance sheet, and cash flow — to instantly identify problem areas.
🎁 RESOURCES:
📘 Get The 7-Minute Conversation book & video course FREE:
👉
📘 Check out Don’t Be a Dumb Business Owner
📘 Read Don’t Tell Me What to Do — a book on guiding others through financial decisions
✨ Final Thoughts:
You don’t need to be a hedge fund manager to understand your money.
You just need the right mindset, the right questions, and a willingness to learn.
Remember: If you don’t see the money, don’t spend it.
Here's what you can expect from Bartelle's Financial Coaching:
Personalized Guidance: We understand that everyone's financial situation is unique. That's why our coaching adapts to your specific circumstances, ensuring that you receive customized advice and strategies tailored to your needs.
Inclusive and Respectful Environment: No matter your background, financial history, or current situation, you are welcomed here. We're committed to creating an inclusive and respectful space where everyone feels valued and supported.
Results-Oriented Approach: We're not just here to provide advice; we're here to help you achieve tangible results. Our coaching focuses on actionable strategies that lead to lasting change, empowering you to take control of your financial future.
Empowerment at the Core: We believe in empowering you with the knowledge and tools you need to make informed decisions and achieve financial success. Our coaching equips you with the skills and confidence to navigate any financial challenge that comes your way.
So whether you're looking to get out of debt, save for a major purchase, or plan for retirement, "Bartelle’s Money Talk" and Bartelle's Financial Coaching are here to support you every step of the way.
Ready to take the first step toward financial freedom? Schedule a free consultation with Theresa Bartelle today and start your journey to a brighter financial future.
Thank you for considering "Bartelle’s Money Talk" and Bartelle's Financial Coaching. I look forward to hearing from you soon.
Warm regards,
Johnny and Theresa Bartelle
Founders of Bartelle’s Financial Coaching
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